Business & Commercial Banking

As a locally owned bank, Union State Bank reinvests in the communities we serve. We’re proud of the positive impact our business lending activities have made on the community.

We offer a variety of products and business banking accounts for both large and small businesses. Call us at 786-0600 or 786-6200 and we’ll help you choose what’s best for you.

Business Loans
Business Checking
Business Money Market Accounts
Agricultural Loans
Direct Deposit & Payroll Processing
Merchant Services

Business Loans

Union State Bank offers several loans for commercial and business banking needs to help promote your growth and open doors to new opportunities.

Convenience at a cost your checking activity determines.

$20 opening deposit
Service fees depend on the number of items you deposit and number of checks you write, with offsetting credit for your average account balance in statement cycle
Federal Depository
We provide you with a monthly detailed statement plus check images

Perfect for the small business with a low volume of deposits and written checks.

$20 opening deposit
No per check charges if you clear fewer than 50 checks during your monthly statement cycle
No deposit charges if fewer than 25 items are deposited during your monthly statement cycle
We provide a monthly detailed statement
Your checks are imaged so you always have access to a copy (duplicate checks are recommended)
Federal depository

Keep your “rainy day” funds available while being paid a higher interest rate.

Maintain a $2,500 balance to obtain a higher interest rate
A maintenance fee will apply if the daily balance falls below $2,500
Variable interest earned and credited monthly. Interest rate and annual percentage yield may change at the bank’s discretion
Monthly transactions are limited to six transfers from your account per statement period, three of which may be checks to third parties
No limit on withdrawals or transfers to another Union State Bank account if made in person
We provide a monthly detailed statement plus check images

We understand your ag-related business.

Call Vice President Jim Anderson, our ag-loan specialist, at 608-786-0600.

Keep it simple!

Avoid the expense and administrative time of providing and reconciling paper payroll checks
Offer your employees the great benefit of having their paychecks deposited directly into their deposit accounts
Provides employees with immediate funds availability

Call Operations Manager Lisa Peters at 608-786-0600 for more details.

Many more services to enhance your business!

Contact Personal Banking Officer Patty Gjertsen at 608-786-0600.