Other Business Services     Sweep Accounts Merchant Services Payroll Processing/Direct Deposit Commercial & Business Loans Business Credit Cards Other Services

Funds can be swept from one Union State Bank account to another if you go below your desired balance. So, keep your funds in an interest bearing account until you need them. We take care of the transfer details.

Union State Bank offers a full array of merchant card services which allow you to accept and process debit and credit cards at your business. Your business will benefit from the increased sales. Research shows that customers tend to have higher purchase averages when they are able to use credit and debit cards for their transactions instead of paying with checks or cash. Smart Cards are also available.

Avoid the expense and administrative burden of providing and reconciling paper payroll checks to your employees. AND, offer your employees the important benefit of having their paychecks deposited directly into their deposit accounts with immediate funds availability. Contact Us for details.

As a locally owned bank, Union State Bank reinvests in the communities we serve. We are proud of the positive impact our business lending activities have made on the community. We work hard to meet the needs of businesses of every size through loans and lines of credit that promote growth and help open the door to new opportunities. Union State Bank is proud to offer a variety of products and business lending related services that can help you manage your business finances, including:

• Short Term Loans
  
• Lines of Credit
  
• Term Loans
  
• Real Estate Loans
  
• Letters of Credit
  
• Business Credit Cards
  
• Merchant Services

Union State Bank offers a business credit card to manage your business expenses. Easy-to-use statements give you the information you need to track and analyze your spending. End-of-the year summaries ease the burden at tax time and audits. We’ll match you with a credit card to meet your specific business needs.

• Federal tax depository
  
• Night depository with lock bags available
  
• Safe Deposit box
  
• Financial Consultations