The Bank with "BankAbility"

Personal Checking

Choose what suits your individual needs.

Easy Checking

Perfect for the budget-minded individual

  • $25 opening deposit
  • No minimum balance requirements, monthly service charge or maintenance fee
  • Debit Card available
  • Accepts Direct Deposit and automatic deductions
  • E-Statements available

Personal Now Account

Want to maintain a higher balance and earn interest?

  • $500 opening deposit
  • First order of checks Free
  • Variable interest earned and credited monthly.  Interest rate and annual percentage yield changes at bank's discretion.
  • Maintenance fee will apply if daily balance falls below $500
  • Check images are returned with monthly statement
  • Free Debit Card available
  • Accepts Direct Deposit and automatic deductions
  • E-Statements available

Automatic Transfers

Overdrawn?  We offer this great option!

  • Personal Line of Credit – Once you have applied and been approved for a personal line of credit linked to your checking account, automatic advances are made for overdrawn amounts up to your bank-approved line of credit.

Direct Deposit

Want your paycheck and other important checks directly deposited into your Union State Bank account?  You will have prompt access to the money you need automatically.  We handle all the details with no charge.

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