|
|||||
|
|||||
 |
|
|
|
|
 |
|
 |
|
 |
|
 |
|
 |
|
 |
|
 |
|
  Privacy Policy |
|
| Loans |
There
are many reasons for needing a loan. At Union State Bank, we promise you
the friendly, personalized service you want and need. We will handle
your loan request quickly and, confidentially, and provide you with a
clear and simple explanation of your options. Regardless of the purpose,
we can tailor the loan to meet your specific needs. The most frequently
requested loans from Union State Bank are:
The majority of home loans in the United States are fixed-rate products. The advantage of this approach is simple: You enjoy the stability and peace-of-mind knowing what your principal and interest payments will be over the life of the loan. It's easier to plan your monthly household budget around a stable mortgage payment. There are many programs available so please call Steve, Jim or Ben for rates and terms.
Back to Top
Our in-house mortgage product will provide you with a fixed rate for one to three years. This type of loan allows you to re-price at the end of the term and gives you flexibility in planning for the future. You can make your payments right here at the bank and we can answer all your questions. This product is also great for commercial property and unimproved land. Please contact one of our loan officers for more information.
Back to Top
We can make building your new home easier. If you are looking for a loan
to provide you with funds to build a home, we have short term financing
at a great rate. When your project is complete, we can convert your loan
to a conventional real estate mortgage with ease.
Back to Top
If you are a home owner, you can use the equity in your home to
establish a revolving line of credit at a great low rate. Once your home
equity line of credit has been established, you can borrow what you need
when you need it. If you want to consolidate debt, purchase a car,
payoff high interest credit cards, improve your home or pay unexpected
medical bills, this is the loan for you and it may be tax deductible!
Back to Top
Put yourself in the driver’s seat with a Union State Bank vehicle loan.
Whether it’s new or used, we offer a variety of terms at competitive
interest rates.
Back to Top
Let Union State Bank help take the hassle out of your recreational
vehicle purchase, so you can spend more time enjoying it. Whether it’s
new or used we offer a variety of terms at competitive interest rates.
Back to Top
At USB, we understand your ag-related business and can help you with operating expenses, equipment and cattle purchases and real estate financing. Please contact Jim Anderson at 608-786-0600 for all your farming needs.
Back to Top
As a locally owned bank, Union State Bank reinvests in the communities
we serve. We are proud of the positive impact our business lending
activities have made on the community. We work hard to meet the needs of
businesses of every size through loans and lines of credit that promote
growth and help open the door to new opportunities. Union State Bank is
proud to offer a variety of products and business lending related
services that can help you manage your business finances, including:
- Short Term Loans
- Working Capital Loans
- Lines of Credit
- Term Loans
- Real Estate Loans
- Letters of Credit
- Business Credit Cards
- Merchant Services
For more information on any loan, please call us at Union State Bank
(608)786-0600 or Union Station Branch (608)786-6200.
|
