Loans
Our customers frequently request:
Mortgages
Construction Loans
Home Equity Line of Credit
Auto, Boat, RV Loan
Mortgages
Union State Bank is proud to offer you options for mortgage loans.Fixed Rate Mortgage Loan - the simple advantage.
- A fixed interest rate over the term of your loan
- Same principal and interest payments over the life of the loan
- Standard and low down payment options are also available
- Easier to plan monthly household expenses around this stable mortgage payment
- In-house mortgage provides flexibility to re-price at end of term
- Make payments at either USB location
- Works well for smaller mortgage loans, temporary financing, short term repayments and self employed borrowers
Construction Loans
Ready to build? We make it easy.- Short-term financing for construction or home improvement
- You pay interest only during construction
- Can easily convert loan to a conventional real estate mortgage after completion
Home Equity Line of Credit
Homeowners can consolidate bills, payoff high interest credit cards, and make home improvements!- Take a vacation, buy a car, or help with college expenses
- Revolving credit when you need it at a variable interest rate
- Can be tax-deductible (consult your tax professional)
Auto, Boat and RV Loans
We’ll help your dreams come true with a recreational loan from Union State Bank of West Salem.- Variety of loan terms
- Competitive interest rates
- Available for new or used vehicles