Personal Banking
Union State Bank offers you nearly all the products and services one could want from a financial institution. Just click below on what interests you.
Checking, Automatic Transfers, Direct Deposit
Savings, Money Market & Club Accounts
CD’s, IRA’s, HSA’s, CDAR’s
Debit & ATM Cards
Checking
Choose what suits your individual needs.
Easy Checking
Perfect for the budget-minded individual.
- $20 opening deposit
- No minimum balance requirements
- No monthly service charge or maintenance fee
- ATM or Debit Card available
- Accepts Direct Deposit and automatic deductions
Now Checking
Want to maintain a higher balance and earn interest?
- $500 opening deposit
- Variable interest earned and credited monthly. Interest rate and annual percentage yield changes at the bank’s discretion.
- Maintenance fee will apply if daily balance falls below $500
- Check images are returned with monthly statement
- ATM or Debit Card available
- Accepts Direct Deposit and automatic deductions
Automatic Transfers
Overdrawn? We offer this great option.
- Personal Line of Credit – Once you have applied and been approved for a personal line of credit linked to your checking account, automatic advances are made for overdrawn amounts up to your bank-approved line of credit
Direct Deposit
It’s easy to have your paycheck and other important checks directly deposited into your Union State Bank account. We handle all the details and it doesn’t cost you a cent! Best of all, Direct deposit means you never have to worry about having prompt access to the money you need because it’s there automatically. Mail delays are eliminated, so your check is never late.