The Bank with "BankAbility"

Personal Savings

Savings, Money Market & Club Accounts. Union State Bank has a savings plan for all ages and needs.

Statement Savings

Convenient, flexible, easy-to-use account.                                      

  • Minimum $25 opening deposit
  • Earn interest with as little as $10 in account.  Interest compounded and credited quarterly.  Interest rate and annual percentage yield may change at bank's discretion.
  • Quarterly statement report of all activity
  • Pre-authorized transfers including Internet Banking transfers or withdrawals are limited to six per month.  Unlimited transfers and withdrawals are allowed if made through ATM or in person.

Money Market Account

Keep your 'rainy day' funds available while being paid a higher rate of interest.

  • Maintain a $2,500 balance to obtain the higher interest rate
  • A maintenance fee will apply if the daily balance falls below $2,500
  • No limit on withdrawals made in person
  • Check images are returned with monthly statement
  • Variable interest earned and credited monthly.  Interest rate and annual percentage yield may change at the bank's discretion.
  • Pre-authorized transfers including Internet Banking transfers or withdrawals are limited to six per month.  Unlimited transfers and withdrawals are allowed if made through ATM or in person.

Christmas Club Savings

Build up a 'little extra' for the holidays.

  • Minimum $25 opening deposit
  • You'll receive a check in October, including interest, for the entire account balance – just in time for the holidays
  • Make additional deposits in person or online
  • Make periodic transfers for a designated amount from one of your other Union State Bank accounts or another financial institution.
  • Interest rate and annual percentage yield may change periodically at the bank's discretion.

Just U.S. Kids Club Savings 

Offered for children through 12th grade to learn the principles of saving!

  • Kids ClubPremiums awarded for reaching a money goal of $250
  • Interest rate and annual percentage yield may change periodically at the bank's discretion.
  • Kids receive a quarterly account statement
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