Where Customers and Community Come First

Personal Savings

Savings, Money Market & Club Accounts. Union State Bank has a savings plan for all ages and needs.

Statement Savings

Convenient, flexible, easy-to-use account.                                      

  • Minimum $25 opening deposit
  • Earn interest with as little as $10 in account.  Interest compounded and credited quarterly.  Interest rate and annual percentage yield may change at bank's discretion.
  • Quarterly statement report of all activity
  • Pre-authorized transfers including Internet Banking transfers or withdrawals are limited to six per month.  Unlimited transfers and withdrawals are allowed if made through ATM or in person.
  • eStatements are available

Money Market Account

Keep your 'rainy day' funds available while being paid a higher rate of interest.

  • $2,500 minimum daily balance requirement
  • A maintenance fee will be imposed if the $2,500 daily balance is not maintained
  • Interest is compounded and credited monthly
  • Monthly detailed statements include images of your checks
  • Images of your checks available online
  • Interest rate and Annual Percentage Yield may change periodically
  • Unlimited access to your account in person or by mail
  • Pre-authorized transfers including internet banking transfers or withdrawals are limited to six per month.  Unlimited transfers and withdrawals are allowed if made at the ATM or in person.
  • FREE Internet Banking & Bill Pay
  • FREE Mobile Banking
  • eStatements are available

Christmas Club Savings

Build up a 'little extra' for the holidays.

  • Minimum $25 opening deposit
  • You'll receive a check in October, including interest, for the entire account balance – just in time for the holidays
  • Make additional deposits in person or online
  • Make periodic transfers for a designated amount from one of your other Union State Bank accounts or another financial institution.
  • Interest rate and annual percentage yield may change periodically at the bank's discretion.

Just U.S. Kids Club Savings 

Offered for children through age 18.  In the year the child reaches 18, this account will be converted to a Statement Savings.

  • Kids ClubPremiums are offered when the account is opened and the balances reaches $100.00 and $250.00 for the first time.
  • Interest rate and annual percentage yield may change periodically at the bank's discretion.
  • Kids receive a quarterly account statement
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