Savings Accounts Statement Savings Christmas Club Savings Just U.S. Kids Club Savings

 A convenient, flexible, easy to use account

• A quarterly statement reports all of your activity
  
• Interest is compounded and credited quarterly
  
• Pre-authorized transfers including internet banking transfers or withdrawals are limited to six per month. Unlimited transfers and withdrawals are allowed if made through mail, ATM, or in person
  
• If your account has no activity for 12 consecutive months, a service charge will apply if your balance is less than $300
  
• Interest rate and annual percentage yield may change periodically at the bank’s discretion
  
• Use your Savings with an ATM card for added convenience.
  
• Minimum $25.00 opening deposit.
  
• Earn interest with as little as $10.00 in your account.

Build up “a little extra” for the holidays

• Make periodic transfers for a designated amount from one of your other accounts with Union State Bank or another financial institution
  
• Make additional deposits in person or online
  
• Interest rate and annual percentage yield may change periodically at the bank’s discretion
  
• We mail you a check, including interest, for the entire account balance in October – just in time for holiday shopping

 Offered for children through 12th grade to learn  the principles of saving

• Premiums awarded for reaching a money goal of  $250
  
• Interest rate and annual percentage yield may change periodically at the bank’s discretion
  
• West Salem Elementary School students have the opportunity to make deposits weekly at the school bank
  
• Kids receive a fun and informational quarterly newsletter with their account statement

 Back to Top