The process of buying, building or refinancing a home can be intimidating. That is why at Union State Bank, we turn the process into an experience for our customers. Our team at Union State Bank has over 60+ combined years of experience with our staff. They will keep you informed and educated throughout the process. We can offer a variety of mortgage options that are right for you. Mortgage Online Applications are available. You can call VP/Mortgage Lender Jodie Curtis (NMLS# 479182) at 608-786-6204 or apply in person.
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- A fixed interest rate over the term of your loan
- Same principal and interest payments over the life of the loan
- Standard and low-down payment options are also available
Union State Bank In-House Mortgage Loan
Flexibility for the Future
- In-house mortgage provides flexibility to re-price at end of term
- Make payments at any West Salem Union State Bank location
- Works well for smaller mortgage loans, temporary financing, short-term repayments and self-employed borrowers
Mortgage Refinance Loans
Whether you are looking to lower your costs, pay your home off more quickly, or use your home’s equity to consolidate higher cost debt. Union State Bank will help you achieve that goal.
Construction Loans
Looking to build your dream home. We offer competitive rates. You will pay interest only while you are in the construction phase and the amount that is advanced on your loan.
Lot and Land Loans
Have you found the perfect building site or recreation land? We have options for you.
Home Equity Loans (Second Mortgage)
Do you have equity in your home? Are you looking at home improvements, bigger purchase items, or debt consolidation? We have flexible payment options with our home equity loans.
Home Equity Line of Credit
A Home Equity line of Credit is a revolving line of credit loan using the equity in your home. Homeowners can consolidate bills, pay off high-interest credit cards, home improvements, education costs or to consolidate any other debts. Home equity lines of credit are convenient that allows you to borrow money over a period of time.
Get Started
Contact our Mortgage Lender today to see what option will fit your needs. Loan approval is subject to credit approval and program guidelines.