West Salem, WI

Where Customers and Community Come First

Personal Checking

Choose what suits your individual needs.

Easy Checking

Our most poplular checking account

  • Minimum $25 opening deposit
  • No minimum balance requirements, monthly service charge or maintenance fee
  • Debit Card is available
  • Monthly detailed statements
  • Images of checks available online
  • A variety of check styles available and can be reordered online
  • FREE Internet Banking & Bill Pay
  • FREE Mobile Banking
  • eStatements are available

Personal Now Account

If you maintain a higher balance and wish to earn interest

  • $500 minimum daily balance requirement
  • Service charges are imposed if the $500 daily balance is not maintained
  • Interest is compounded and credited monthly
  • FREE Debit Card available
  • Monthly detailed statements include images of your checks
  • Interest rate and Annual Percentage Yield may change periodically
  • FREE Intermet Banking & Bill Pay
  • FREE Mobile Banking
  • eStatements are available

         *Fees could reduce the earnings on this account.

Ultimate Checking

Our highest interest checking account with Free Debit Card

  • Minimum $25 opening deposit
  • No minimum balance requirements
  • Interest rate and APY* may change periodically
  • Interest will be compounded and credited monthly
  • FREE Internet Banking, Bill Pay & Mobile Banking

Qualifications to receive 2.53% APY* include:

  • One direct deposit post per monthly statement cycle
  • Have 10 POS Purchases with your debit card post to your account per monthly statement cycle.  (Includes PIN and Signature base transaction.  ATM Cash Withdrawals do not apply toward these qualifications)
  • Sign in to Internet Banking once during monthly statement cycle
  • Receive eStatements
  • Use Bill Pay one time during the monthly statement cycle

*Annual Percentage Yield.  2.53% APY will be paid on daily balances up to $15,000.  0.20% will be paid on daily balances in excess of $15,000, which will result in an APY range of 2.53% to 0.20% depending on the daily balance in the account.  If qualifications are not met, 0.20% APY will be paid on all the balances.  Rates effective September 1, 2018.

Student Plus Checking

Designed for Students and Young Adults under the age of 24!

  • Minimum $25 opening deposit
  • No minimum balance requirements
  • Up to $10 of non-USB ATM fees refunded
  • Free Debit Card
  • Free Mobile Banking
  • Free Checks
  • Free Internet Banking
  • Free Bill Pay

Qualifications to receive refunded non-USB ATM fees:

  • Have 10 POS purchases with your debit card post to your account per monthly statement cycle. (Includes PIN and signature base transactions. ATM Cash withdrawals do not apply toward these qualifications.)
  • Sign into Internet Banking once during the monthly statement cycle.
  • Receive eStatements

Automatic Transfers

Overdrawn?  We offer this great option!

  • Personal Line of Credit – Once you have applied and been approved for a personal line of credit linked to your checking account, automatic advances are made for overdrawn amounts up to your bank-approved line of credit.

Direct Deposit

Want your paycheck and other important checks directly deposited into your Union State Bank account?  You will have prompt access to the money you need automatically.  We handle all the details with no charge.

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