West Salem, WI

Where Customers and Community Come First

News    

COVID-19

 
 

 

5-18-20

Our lobbies are officially open to our customers.  In order to protect our customers and employees Union State Bank is actively enforcing social distancing to help prevent the

spread of COVID-19.  Union State Bank will not require masks to enter the lobby, but you are welcome to wear one if you feel it is necessary, but for security purposes, we may

ask you to briefly remove your mask to verify your identity.

 

Due to Social Distancing Requirements, we ask that you please limit your time inside the bank to business purposes only at this time.  Please utilize the hand sanitizer placed in

between our lobby doors and the stickers on the floors to keep your distance.

 

Online/Mobile Banking, Drive-Up, and Night Depositories are still available for your convenience if you prefer not to come inside the bank.  We appreciate your continued support

during these trying times!  Stay safe and healthy!

 

4-17-20

Be On The Lookout For Coronavirus-Related Scams

With people nervous about the COVID-19 coronavirus, scammers already are swooping in to take advantage of those fears.

While it’s normal to want to learn more about the coronavirus and information surrounding it, experts are warning people to be cautious of scammers who are trying to infect your devices with malware, get personal information from you, or who are trying to get you to send them money for worthless or non-existent products. There have even been reports of crooks threatening people over late or missed payments.

According to the Federal Trade Commission and other experts, here are some of the scams to watch out for:

Email phishing has already begun. Scammers are sending out emails claiming to be from the Centers for Disease Control or other health agencies, claiming to contain updates about the coronavirus. Consumers are being warned to be wary of these emails and not to click on any links or download any attachments unless they are absolutely sure of the source. Clicking on links or downloading attachments could install malware on your computer or take you to counterfeit sites where you might be asked to provide vital personal information.

Some scammers claim to be selling products that can prevent the disease, treat it or maybe even make it go away. Don’t believe the claims. The FTC says there are currently no “vaccines, pills, potions, lotions, lozenges or other prescription or over-the-counter products available to treat or cure Coronavirus … online or in stores.” Don’t fall for these claims and don’t send any money. You’ll either be mailed a worthless product or receive nothing at all.

As more people suffer financial hardship due to reduced hours or loss of jobs, scammers are likely to be contacting them threatening to disconnect vital services such as utilities or communications unless you pay them immediately. Legitimate businesses won’t threaten you, won’t demand payment in cash, gift cards or wire transfers, and they won’t ask for financial account numbers, your Social Security number, or account passwords.

Some people are even posing as charities, hoping to rely on the kindness of others to steal your money.

To guard against these scams, experts say to:

- Delete unsolicited email and to not click on links in them or download files.
- Don’t fall for online claims of remedies or vaccinations.
- Don’t react to threats by making payments with gift cards or wires.
- If you have any concern that an email or call could be legitimate, type in a company’s official website address by hand or call an official number listed on a bill, statement or payment card. Tell they why you are contacting them.
- Get information only from trusted sites, such as the Centers for Disease Control at cdc.gov, the World Health Organization at who.int or from trusted news sources.

While it’s natural to want to learn more about the coronavirus pandemic and to do what you can to protect yourself and others, it’s important to be cautious in order to protect yourself from scammers.

 

4-16-20

Recently updated helpful short videos available now right here on our website in regards to the Coronavirus from a financial stand point! Videos from Retirement to Working from Home to your Stimulus Payment and much more.

You may view these on our home page of the website and scroll to the bottom and click on Money IQ!

 

4-15-20

Wondering where your stimulus check is? For the latest information on eligibility, timing and answers to your questions about stimulus payments please visit: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments

 

3-24-20

During the Safer At Home Order, banks are considered an Essential Business, your money will always be here for you.  We as a bank pay for deposit insurance to keep your money safe.  With that being said we are still here to serve you through our Drive-Ups, ATMs and Night Depositories.  We have staff available to answer your phone calls if you may need help with Bank by Phone, Online or Mobile Banking or if you just need to talk to someone about your financial situation.  Lenders are available also to talk to you via phone.  608-786-0600 or 608-786-6200

 

EFFECTIVE today 3-19-20 at 5 pm.

To support the efforts of the spread of COVID-19 and to protect our customers and employees we will be limiting lobby access to appointment only at both locations until further notice. 

These services are available by appointment only.  Please call to schedule 608-786-0600 or 608-786-6200:

  • Lending Services
  • Safe Deposit Box Access
  • New account opening
  • Wire Funds
  • Additional immediate banking services

Alternative options:

  • Online & Mobile banking 24/7 services allow you to safely view transactions, check balances, transfer funds, Bill Pay, mobile check deposits
  • Drive-thru Services available at both locations from 7:30 am to 5:30 pm Monday – Friday and 8:30 am to 12:00 pm Saturday at our Hwy 16 location only
  • Night depositories drop your deposit or payment off here
  • Drive-up ATM’s available at both locations 24/7
  • Call us by phone 608-786-0600 or 608-786-6200

3-18-20

COVID-19 Scam Alert

The Federal Deposit Insurance Corporation released the following COVID-19 scam information on March 18, 2020.  Please read to keep your identity and money safe.

FDIC: Insured Bank Deposits are Safe; Beware of Potential Scams Using the Agency’s Name

WASHINGTON — In light of recent developments related to the coronavirus, the Federal Deposit Insurance Corporation (FDIC) is reminding Americans that FDIC-insured banks remain the safest place to keep their money. The FDIC is also warning consumers of recent scams where imposters are pretending to be agency representatives to perpetrate fraudulent schemes.
Since 1933, no depositor has ever lost a penny of FDIC-insured funds. Today, the FDIC insures up to $250,000 per depositor per FDIC-insured bank. An FDIC-insured account is the safest place for consumers to keep their money. Learn more about deposit insurance here. Some banks may have adjusted hours or services in compliance with Centers for Disease Control guidance on social distancing. Customers’ deposits remain safe in these banks, as does customer access to their funds. Banks continue to offer ATM, mobile, or online banking services, and many continue to provide services via drive-through windows.

FDIC's Electronic Deposit Insurance Estimator (EDIE) is a tool that can help consumers determine deposit insurance coverage based on accounts they may already have with a bank or accounts they are considering opening. The agency recommends using EDIE for questions about FDIC deposit insurance coverage.

During these unprecedented times consumers may receive false information regarding the security of their deposits or their ability to access cash. The FDIC does not send unsolicited correspondence asking for money or sensitive personal information. The agency will never contact people asking for personal details, such as bank account information, credit and debit card numbers, Social Security numbers, or passwords.
Consumers may also be contacted by persons who claim to be employed by an agency, bank, or another entity. These scams may involve a variety of communication channels, including emails, phone calls, letters, text messages, faxes, and social media. Scammers might also ask for personal information such as bank account numbers, Social Security numbers, dates of birth, and other details that can be used to commit fraud or sell a person's identity. Consumers should not provide this information.

Additional resources for consumers include:
• FDIC: Coronavirus (COVID-19) Information for Bankers and Consumers
• FDIC Consumer News: How FDIC Protects Customers – February article
• FDIC: Avoiding Scams: Sticking to the Basics Can Go a Long Way
• FDIC Tips for Small Businesses
• FDIC Tips for Reaching out to Creditors and Managing Debt
• FDIC Knowledge Center portal with access to Frequently Asked Questions

Consumers are also encouraged to contact the FDIC's Call Center at 1-877-ASK-FDIC (1-877-275-3342), Monday – Friday, 8 a.m. to 8 p.m. (ET), if they have any questions or believe they have been a victim of fraud or a scam.

Congress created the Federal Deposit Insurance Corporation in 1933 to restore public confidence in the nation's banking system. The FDIC insures deposits at the nation's banks and savings associations, 5,177 as of December 31, 2019. It promotes the safety and soundness of these institutions by identifying, monitoring and addressing risks to which they are exposed. The FDIC receives no federal tax dollars—insured financial institutions fund its operations.

3-17-20

Dear Union State Bank Customers,

Union State Bank is monitoring and taking precautions to respond to the COVID-19 (coronavirus).  While we all have concerns for our health, and the health of our family and friends, Union State Bank

and community banks around the nation have assured their customers that their money is safe and available.

If you think you need extra cash in times such as these, we would not advise you to withdraw a large sum of money.   We can assure you that your money is safer in a bank as the funds are federally insured

by the Federal Deposit Insurance Corporation for deposits up to $250,000. 

We are committed to serving you through this uncertainty.  While our Union State Bank’s lobbies remain open at this time we have several alternative options for your convenience to limit in person contact if

you prefer to stay out of public places at this time. The health, safety and well-being of our customers, staff and community are our priority. 

 

Online & Mobile banking 24/7 services allow you to safely view transactions, check balances, transfer funds, Bill Pay, mobile check deposits

Drive-thru Services available at both locations from 7:30 am to 5:30 pm Monday – Friday and 8:30 am to 12:00 pm Saturday at our Hwy 16 location only.

Drive-up ATM’s available at both locations 24/7

Call us by phone 608-786-0600 or 608-786-6200

We will continue to monitor the situation of the virus and keep you informed of any changes that may occur.

For more information about COVID-19, visit the Centers for Disease Control and Prevention at https://www.cdc.gov/coronavirus/2019-ncov/.

Sincerely,

Steve Zeman

President

 

3-13-20

Union State Bank is monitoring and taking precautions to respond to COVID-19 (coronavirus).  The health, safety and well-being of our customers, staff and community are our priority.

For more information about COVID-19, visit the Centers for Disease Control and Prevention at https://www.cdc.gov/coronavirus/2019-ncov/

We are committed to serving you through this uncertainty.  Union State Bank has several alternative options for your convenience to limit in person contact if you prefer to stay out of public places at this time.

Online & Mobile banking 24/7 services allow you to safely view transactions, check balances, transfer funds, Bill Pay, mobile check deposits

Drive-thru Services available at both locations from 7:30 am to 5:30 pm Monday – Friday and 8:30 am to 12:00 pm Saturday at our Hwy 16 location Only

Drive-up ATM’s available at both locations 24/7

Call us by phone 608-786-0600 or 608-786-6200

We will continue to monitor the situation of the virus and keep you informed of any changes that may occure

 

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